Make sure to
reward your friendIf you already have a Capital One credit card, you can still apply. But your friend won’t qualify for a referral bonus.
The application form is on another page, but make sure you get there by hitting "Apply Now" on this page.
If you’re approved, you get a new card and your friend gets a bonus. Sounds like a win-win.
How do I participate in the referral program?
Hit the "Apply Now" button, which will take you to a page where you can apply for a Capital One Savor Rewards credit card. To be a part of the refer-a-friend program, you must apply from this page. If you leave this page for some reason, just be sure to come back here to apply. Otherwise your friend won't get their bonus.
How do I know my friend will get credit for this referral when I’m approved?
Don’t worry. Your referral information will be automatically passed to the application. You should see a message at the top of the application saying, “your referral information has been applied,” which means the person who referred you will get credit for the referral if you’re approved.
Will Capital One tell my friend if I’m approved or not?
We won’t tell anyone whether or not you have applied for a credit card or if you have been approved or declined. But, just remember that we may give your friend a referral bonus if your application is approved and, as a result, they may be able to tell that your application was approved (especially if they didn’t refer anyone else).
Will the status of my application affect my friend?
The only potential impact your application could have on your friend is that—if you are approved—they might receive a referral bonus. Other than that, we cannot disclose any information on who has applied or been approved, so your friend will not be notified of the status of your application.
Referral terms and conditions
Here’s what you need to be able to participate in this referral program:
By using the referral program, you understand and agree that the Capital One customer who referred you could receive a referral bonus if your application is approved and may be able to tell if your application is approved. We reserve the right to alter, change or terminate the referral program at any time without notice. Qualification for the referral program is determined at our sole discretion and may change at any time without notice.
Your friend may have included a personalized message to you when sending you the referral link. However, the message itself is solely from your friend and we have not reviewed it. Therefore, we are not responsible for its contents.
We reserve the right to delay or not enforce any of our rights under the referral program without waiving or losing our right to enforce them later.
Card offers with a rewards bonus are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.
The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®