Your friend thinks you’ll love
a Capital One card.

Hit the "See if You're Pre-Approved" button and complete the form. If you are pre-approved for the offer, complete the application for a Capital One credit card. To be a part of the refer-a-friend program, you must apply from this page. If you leave this page for some reason, just be sure to come back here to apply. Otherwise your friend won't get their bonus.

Don’t worry. Your referral information will be automatically passed to the application. You should see a message at the top of the application saying, “your referral information has been applied,” which means the person who referred you will get credit for the referral if you’re approved.

We won’t tell anyone whether or not you have applied for a credit card or if you have been approved or declined. But, just remember that we may give your friend a referral bonus if your application is approved and, as a result, they may be able to tell that your application was approved (especially if they didn’t refer anyone else).

The only potential impact your application could have on your friend is that—if you are approved—they might receive a referral bonus. Other than that, we cannot disclose any information on who has applied or been approved, so your friend will not be notified of the status of your application.

Here’s what you need to be able to participate in this referral program:

• You have to apply and be approved for a Capital One credit card offered as part of the referral program.
• You must use the referral link you got from your friend to complete the application process. Otherwise, they will not receive a referral bonus.
• Since this program is about new people joining Capital One, you must be a new Capital One credit card customer for your friend to receive a bonus as part of the referral program. If you already have a credit card with Capital One, your friend will not receive a referral bonus.
• The referral offer you received from your friend must be valid when you apply from the referral page. If your link is no longer valid, then your referral won’t go through.

By using the referral program, you understand and agree that the Capital One customer who referred you could receive a referral bonus if your application is approved and may be able to tell if your application is approved. We reserve the right to alter, change or terminate the referral program at any time. Qualification for the referral program is determined at our sole discretion and may change at any time.

Your friend may have included a personalized message to you when sending you the referral link. However, the message itself is solely from your friend and we have not reviewed it. Therefore, we are not responsible for its contents.

We reserve the right to delay or not enforce any of our rights under the referral program without waiving or losing our right to enforce them later.